Net worth calculator

How to use this tool

1. Enter your values or choose a local file. Replace the example data with your own.
2. Review options, units and assumptions, then run the tool.
3. Check the result before copying or downloading it. Keep an original copy of important files.

Method & assumptions

Add up what you own and what you owe to get your net worth and debt-to-asset ratio.

Worked example

Cash and savings: 15,000
Investments and retirement accounts: 60,000
Home and property value: 450,000
Vehicles: 20,000
Other assets: 0
Mortgage balance: 300,000
Car and personal loans: 15,000
Credit card balances: 2,000
Other debts: 0

→ Total assets: 545,000
→ Total debts: 317,000
→ Net worth: 228,000
→ Debt-to-asset ratio: 58.17 %

Limits & important notes

Basic release. Review the result before relying on it. File limits, supported cases and processing requirements are shown above.

Content updated: 2026-10-10