Budget & debt
Free budget planners with Excel downloads, debt snowball and avalanche plans, loan, consolidation and savings calculators.
Monthly budget planner with Excel download
Plan income, bills, spending and savings by category, check the 50/30/20 split and download an editable Excel budget with live formulas.
Budget & debt12-month budget spreadsheet generator (Excel)
Create a ready-to-use Excel workbook: a 12-month budget, a transaction log and a plan-versus-actual summary, all with working formulas.
Budget & debtDebt snowball & avalanche calculator (Excel plan)
Enter up to five debts and an extra monthly amount to see your debt-free date, total interest, payoff order and a month-by-month Excel plan.
Budget & debtDebt consolidation calculator
Compare paying your current debts as they are with a consolidation loan, including fees, to see if you really save.
Budget & debtDebt-to-income ratio calculator
Your front-end (housing) and back-end (all debts) debt-to-income ratios, the numbers lenders check first.
Budget & debtPersonal loan calculator with fees and APR
Monthly payment, total interest and the real APR of a personal loan once the origination fee is included.
Budget & debtLoan comparison calculator
Compare two loan offers side by side: monthly payment, total interest and fees, and which one is cheaper.
Budget & debtEmergency fund calculator
How big your emergency fund should be and how long it will take to build it.
Budget & debtLoan amortization schedule (Excel)
Every payment of a loan or mortgage split into interest and principal, with optional extra payments; download as Excel or CSV.
Budget & debtSubscription cost calculator
Add up streaming, apps, gym and other subscriptions to see what they cost per month, year and over time.
Budget & debtCredit card payoff calculator
How long it takes to pay off a card balance and how much interest you pay, or the payment needed to clear it by a date.
Budget & debtNet worth calculator
Add up what you own and what you owe to get your net worth and debt-to-asset ratio.
Budget & debt50/30/20 budget calculator
Split your monthly take-home pay into needs, wants and savings with the 50/30/20 rule.
Budget & debtStudent loan repayment calculator
Monthly payment, total interest and payoff time for a student loan, including interest that builds up during the grace period and the effect of paying extra.
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