Retirement savings calculator

How to use this tool

1. Enter your values or choose a local file. Replace the example data with your own.
2. Review options, units and assumptions, then run the tool.
3. Check the result before copying or downloading it. Keep an original copy of important files.

Method & assumptions

Project your savings at retirement in future and today’s money, with an estimate of sustainable yearly income.

Worked example

Current age: 35
Retirement age: 65
Current savings: 40,000
Monthly contribution: 600
Annual return (%): 6
Inflation (%): 2.5

→ Savings at retirement: 843,612
→ In today’s money: 402,186
→ Sustainable yearly income (4% rule, today’s money): 16,087
→ Total contributions: 256,000

Limits & important notes

Basic release. Review the result before relying on it. File limits, supported cases and processing requirements are shown above.

Content updated: 2026-10-10