12-month budget spreadsheet generator (Excel)

How to use this tool

1. Enter your values or choose a local file. Replace the example data with your own.
2. Review options, units and assumptions, then run the tool.
3. Check the result before copying or downloading it. Keep an original copy of important files.

Method & assumptions

Create a ready-to-use Excel workbook: a 12-month budget, a transaction log and a plan-versus-actual summary, all with working formulas.

Worked example

Currency: CAD
Monthly take-home pay: 5,000
Year: 2027
First month (1–12): 1
Template: Detailed (14 categories)

→ Months: Jan 2027 – Dec 2027
→ Budget categories: 14
→ Sheets: Budget, Transactions, Summary

Limits & important notes

Basic release. Review the result before relying on it. File limits, supported cases and processing requirements are shown above.

Content updated: 2026-10-10