US paycheck calculator 2026 (all 50 states)
Take-home pay after federal income tax, Social Security, Medicare and state income tax, per paycheck or per year.
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How to use this tool
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Method & assumptions
Take-home pay after federal income tax, Social Security, Medicare and state income tax, per paycheck or per year.
federal = tax(annual wages − 401(k) − pre-tax − standard deduction); FICA 6.2% (to $184,500) + 1.45% (+0.9%)Worked example
State: California Filing status: Single I am entering: Annual salary Amount: 85,000 Pay frequency: Every two weeks (26) 401(k) contribution (% of pay): 5 Pre-tax health/benefits per paycheck: 0 → Gross pay · per pay period: USD 3,269.23 → Federal income tax (est.): USD 343.65 → Social Security 6.2 %: USD 202.69 → Medicare 1.45 %+: USD 47.40 → State income tax (est.) · California: USD 126.16 → 401(k) and pre-tax deductions: USD 163.46 → Take-home pay · per pay period: USD 2,385.86 → Take-home pay · per year: USD 62,032.33
Limits & important notes
Uses the 2026 standard deduction and brackets as an annualized withholding estimate (W-4 with no extra adjustments). Local city/county taxes, SDI/PFL programs and tax credits are not included. HOH and MFS use single state brackets.
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