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TFSA contribution room calculator 2026

Your 2026 TFSA room from the year you became eligible, your contributions and withdrawals (limits 2009–2026).

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Your result

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How to use this tool

  1. Enter your values or choose a local file. Replace the example data with your own.
  2. Review options, units and assumptions, then run the tool.
  3. Check the result before copying or downloading it. Keep an original copy of important files.

Method & assumptions

Your 2026 TFSA room from the year you became eligible, your contributions and withdrawals (limits 2009–2026).

room = Σ annual limits since eligibility − contributions + prior-year withdrawals

Worked example

Year you turned 18 or became a resident: 2009
Total contributions so far: 50,000
Withdrawals before 2026: 0

→ Total limits since you became eligible: CAD 109,000.00
→ Estimated room for 2026: CAD 59,000.00

Limits & important notes

Basic release. Review the result before relying on it. File limits, supported cases and processing requirements are shown above.

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Your inputs stay in this tab. We do not receive your files, pasted text or calculation values.

Is this tool free?

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