Germany gross-to-net salary calculator 2026

How to use this tool

1. Enter your values or choose a local file. Replace the example data with your own.
2. Review options, units and assumptions, then run the tool.
3. Check the result before copying or downloading it. Keep an original copy of important files.

Method & assumptions

German net pay after income tax, solidarity surcharge, church tax and social insurance for tax classes I–IV.

Worked example

Gross salary (€): 4,500
Period: Per month
Tax class: I
Church tax: None
Childless and 23 or older: Yes
Health insurer extra contribution (%): 2.9

→ Gross per month: EUR 4,500.00
→ Income tax: EUR 650.17
→ Pension insurance (9.3%): EUR 418.50
→ Unemployment insurance (1.3%): EUR 58.50
→ Health insurance: EUR 393.75
→ Long-term care insurance: EUR 108.00
→ Net per month: EUR 2,871.08
→ Net per year: EUR 34,453.00

Limits & important notes

Basic release. Review the result before relying on it. File limits, supported cases and processing requirements are shown above.

Content updated: 2026-10-10